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finance deals

Offering a hassle-free development finance comparison service for your next project.

Funding for first time and existing developers
Competitive rates and repayment terms
Let us compare the whole market for you

Development finance explained

Property development finance is a type of business finance used for the purpose of funding a residential, commercial or mix-use property development. This can be for new ground up developments from scratch or significant building or renovation works.

Unlike a residential property mortgage, in which funds are released all on the same day, development finance is typically released in stages, to be drawn down as the project progresses and enables a good cash flow throughout the development. Interest can be rolled up giving you the benefit of no payments due until the development is complete.

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Development finance made simple

Check your eligibility with our online form without affecting your credit score, but to summarise...

Finance for both commercial and residential developments from single units to large sites
Up to 75% gross development value (GDV)
Up to 100% of development costs
Joint venture and equity available
Flexible lending terms
Ideal for property conversions

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In such a competitive marketplace, customer experience is just as important as offering competitive deals. We like to think that our 5 star Trustpilot rating demonstrates we're doing both!

Our 'one stop shop' approach to development finance

Through our approved panel of credit brokers, you'll have access to the whole market on an independent basis as well exclusive deals not available anywhere else on the open market.

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Development finance FAQs

Some questions (and more importantly, answers!) that are most frequently asked by our customers when using our development finance comparison service.

Development finance is a specialist type of secured loan issued for the purpose of constructing, converting, renovating and refurbishing properties. It is a short-term lending facility designed to be repaid within around 18 months of the issue date. Like many types of specialist commercial and development loans, development finance is typically granted to experienced developers and construction companies only.

Development finance differs from a conventional mortgage in that the lender considers the estimated GDV (gross development value) of the completed project. The process typically works as below:

The developer would submit an application to include full disclosure of their requirements for the project.
The lender will look to make an offer typically up to 85% LTV
Funds from the agreed credit facility are released in stage payments tied to completion of key product stages.
Interest is charged monthly and can be rolled up (along with fees) with the original capital to be paid upon completion of the property(s).

Development finance is used by experienced developers and construction companies who would prefer not to tie up their own capital in their projects. This allows them to operate multiple projects simultaneously.

After completing our short comparison form, our partner will need to see at least some of the following items:

Purchase price of the property or land.
Expected GDV (gross development value).
Breakdown of your building/renovation costs.
Expected time scale off the project.
Copy of your planning permission.
Details of relevant people involved in your project architect, project manager, builder etc.
Copy of your CV to include previous development experience.